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Launch your career with a new Toyota There's nothing quite like your first new car or truck. It's one of those important milestones you'll remember the rest of your life, just like graduation. We're making it easy for you to join the list of satisfied Toyota owners because we believe that once you own a Toyota, you'll stay a Toyota owner.
You have the option to finance or lease your new Toyota through the Toyota Motor Credit Corporation (TMCC) College Graduate Finance Plan. TMCC makes it easy for eligible graduates to purchase a new Toyota with no money down at a Premier interest rate, or lease with no security deposit. Whichever program you select, we'll even provide you free roadside assistance for one year. If you have a flat tire run out of gas or misplace your keys, help is just a phone call away, so you can get back on the road to success -- fast.
The College Graduate Finance Plan also allows you to take advantage of other TMCC and Toyota incentives.
Best of all Toyota's heritage of reliability will give you added confidence and just the kind of drive you need in the real world.
Finance Program
Our finance program gives you the opportunity to buy a new Toyota with no money down, provided the total amount financed is no more than the manufacturer's suggested retail price plus the cost of dealer-installed options approved by TMCC, sales tax, and license fees. You also have the option of deferring your first payment up to 90 days from the retail contract date. You can also enjoy the convenience of TMCCs automatic electronic payment program--AutoCheque!
Stop by and pick out your new Toyota today. We'll arrange convenient TMCC financing terms with easy monthly payments and no money down.
Lease Program
If you like the idea of driving a new car or truck every few years with lower monthly payments, and don't want to worry about trade-in values or finding a buyer for your old vehicle, it's time you consider leasing.
There are many benefits to leasing -- for example, lower monthly payments on a new Toyota may be available through our lease program. When you lease a vehicle, your monthly payments are generally less than an outright purchase. And, once your lease is up, you have the option to buy your Toyota.
Other attractive options such as the Multiple Security Deposit, 1Pay, and Encore lease features may yield you even lower payments. The Multiple Security Deposit Feature allows you to make additional deposits, thereby reducing monthly payments. However, since your security deposit is waived, you are required to make only one deposit to qualify for the Multiple Security Deposit Feature. With the 1Pay Feature, your total cash outlay is less than the amount you would pay over the life of a conventional lease. And, one single payment at lease inception provides you the convenience of not having to make monthly payments!
Through the Encore Feature, qualifying repeat TMCC customers are rewarded with an even lower monthly payment. Along with these features, you can also enjoy the convenience of AutoCheque.
It's a great way to drive the Toyota of your dreams.
Eligible Vehicles
All new Toyota cars and trucks are available under the College Graduate Finance Plan. From the quality Tercel and exhilarating Paseo to the dynamic Celica and sophisticated Corolla, there's a Toyota that's just right for you. Or, if you're into trucking, choose from our award-winning line-up of rugged Toyota trucks. No matter which new Toyota you want, it's included in our College Graduate Finance Plan.
Here's How You Qualify
We've made it easy to qualify for the TMCC College Graduate Finance Plan by meeting these four conditions:
Start Building Your Credit Rating Today
Establishing good credit plays an important role in your future, and Toyota Motor Credit Corporation is here to help. We think you'll agree that the TMCC College Graduate Finance Plan puts you on the road to success.
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