Bank Manager V1a The trouble with bank statements is they only tell you what you have spent after you have spent it. Bank Manager is an easy to use program which generates a bank statement before you`ve spent the money. Now you can: (1)Work out your finances months in advance (2)Check your bank statements as soon as they arrive (3)Avoid going into the red because of forgotten about bills It is ideal for people who pay most of their bills through the bank. IN BRIEF Input all your Standing Orders, Direct Debits, Regular bills and Regular income. Select Generate and every item due in the next four weeks from the date you enter will be transferred to your balance file. You can do this as many times as you like. Then you will be able to see your finances months in advance. As time progresses you can input deposits and withdrawals, try things out to see how it affects your balance, if it's wrong change or delete it. GETTING STARTED First of all you will need a blank formatted disk named Accounts. In order to speed disk access the startup-sequence tries to create a disc-buffer for DF1:. If you're not putting your accounts disk in DF1: change the startup-sequence to DF0: Double click on the program icon. You will be asked to input a date and shown the date from the system clock with the cursor on the first digit. Just press return for this date to be used, or you may change all or just part of it. Use the left and right cursor keys to move the cursor. The cursor skips over the separators itself. Dates must be in the format dd.mm.yy. Any invalid dates will not be accepted. Entering dates through-out the program works in this way except if you enter Q or q you will quit what you are doing. If you are using a new data disk, four accounts will be created for you called A,B,C,D. Point and click on one of these with the Left Mouse Button to open it. Once the Account is open, you may change the name. Type in the name of your account (up to 30 characters).When entering strings you will not be able to type in more letters than can be accommodated by the file. The backspace and DELete keys do not work, use the cursor keys and overtype any mistakes use the space bar to delete. If you open an account with no transactions on it you will be asked Do you wish to carry forward a balance? If you enter yes, you will be asked for a date and an amount which will be shown as: dd.mm.yy CF CARRIED FORWARD nnnnnn.nn If you enter no and enter you first transaction through the program, the program will assume you have a zero balance and the first balance will be the same as the first transaction. When you`ve got this far you`ll be shown your balance file. THE MENUS ACCOUNTS Change Name: Changes account name.(Up to 30 characters). Close Accnt: Closes the account you are working on. Password: Let`s you Set-up/Change/Delete a password. Enter up to 4 characters. About: Shows copyright notice and version number. Quit: Closes the account and quits the program. REG TRANSACTIONS Show: Lists all regular transactions. Print: Prints out regular transactions. BALANCE Show: Shows current page of balance file. Search: Searches through the balance file for a series of characters appearing under the detail heading. If you have less than 22 transactions this does not work because you can see them all at once anyway. The down arrow will appear if there is more the 1 screenful. Click on this for more. You can`t change a transaction by getting it on screen this way. Generate: Generates balance file for the next four weeks from the date you enter. Regular transactions that are not permanent will have the remaining (REM'G) number, reduced by 1, if it reaches zero it will be deleted from the file. Next any with the code EST are high-lighted and you can. change the amount if you wish. Then all the due dates are re-calculated. Finally you are shown your balance file. NOTE 1: Any new items (marked N) that become due, will replace any other item with the same details NOTE 2: It is possible for this routine to produce an invalid date ie: A monthly item starting on the 31.01.93 gets re-calculated to 31.02.93. If this happens the date will be changed to the first of the following month when it is transferred to the balance file. Print: Prints out balance file. Get the first transaction you want printing on screen, point and click LMB. Get the last transaction you want to print on screen, point and click again. CODES Show: Shows transaction codes Change: If you have just opened an account for the first time, the default codes will have been loaded, Eg. CHQ-Cheque. You may change any of these to suit your own requirements. Each one is highlighted in turn, enter a code, whether the code is for debits, credits or either and a description, or press return to skip to the next one. If you enter Either, when you`re updating your balance you will get an extra prompt asking you if the item is a debit or a credit. EST-Estimate is in addition to the codes you enter. GROUPS Show: Shows groups. Later versions of the program will analyze transactions by group Change: Define or change groups. Works the same as codes except there are 12. THE BALANCE SCREEN At the bottom of the balance screen you will see some boxes the long one is where the input prompts will appear when you need to enter something from the keyboard. Next right is the LIST button. Click on this and then enter the date you would like the listing to start from. Next right is the SCROLL button, click on the up and down arrows to move through your balance file. The last one is the UPDATE button, click on this with LMB to add an entry to the balance file. UPDATING YOUR BALANCE First enter the date or Q or q to Quit, all transactions are date sorted (see note below). Use the Left or Right cursor keys to scroll through your transaction types and press enter to select the one you want. Do exactly the same for the groups. Next enter the details up to 16 characters, then the amount up to 999999.99. You are then asked to confirm the entry, just press return for Yes or . then return for no, in which case you will go back to the date entry. DON'T WORRY if you make a mistake you can change everything. NOTE: Avoid entering anything that is earlier than the carried forward entry. CHANGING/DELETING A BALANCE ENTRY If you want to change or delete an entry get it on screen, point to it and press the LMB. You now have 3 new buttons at the bottom right of the screen, DELETE CHANGE CANCEL. Click LMB on your selection. If you select DELETE the two right buttons change again to YES or NO allowing you to change your mind if you wish. THE REGULAR TRANSACTIONS SCREEN Select Show from the REG TRANSACTIONS menu. You will get a listing of all your regular transactions with similar boxes and buttons to the balance file except the two middle buttons do not have a use ( you can only have 10 regular transactions in this version.) UPDATING REGULAR TRANSACTIONS First of all enter the next date that the item is due.Next Frequency, they can be 4Weekly, Monthly, Quarterly, Half Yearly or Yearly. Enter the number of transactions next, or just press return for permanent. Anything without a fixed duration will be shown as 99 and stay in the file until you either delete it or it is automatically replaced by a new regular transaction with the same details. Type, use Left/Right cursor keys then Return. Group, as above. Details up to 16 characters. Amount up to 999999.99. If you have worked your balance out into the future and you get a new regular transaction, just enter it into the file and it will insert itself into the balance file. CHANGING/DELETING A REGULAR TRANSACTION Point and click on entry, click on CHANGE/DELETE button. Changing a regular transaction changes all the occurrences of it in the balance file GENERAL NOTES: C1) Standing Orders and Direct Debits sometimes have a first payment different from the rest. To cope with this follow the example below. 01.01.93 Month 1 DD 1 ELECTRICITY 46.75 01.02.93 Month 11 DD 1 ELECTRICITY 45.00 (2) You can generate a balance file as far in advance as you want. How accurate it is depends on such things as, do you get paid the same amount everytime and bills being close to estimates. (3) I have only included the generic printer driver. (4) Any weekly transactions will have to have 4 entries in the regular transactions file, make sure they have different details ie: week1, week2 etc. (5) You can press any key then return to terminate an entry. If you have a numeric keypad,"." then return is as easy as any. (6) There is deliberately no delete account. If you want to delete one, you will find a directory on the data disk with the name of your account. Get into this and delete all the files inside, then run the program and change the account name if necessary. (7) When registering please tell me the version you have and what you would like to see in future versions. FUTURE PLANS (1) A reconcile routine. (2) Auto backup of data disk. (3) Copying details of account to a new disk. (4) Analysis of account. (Graphs etc.). (5) Reg Transactions skip bank holidays and weekends. (6) Calculate bank charges and interest. (7) Estimate regular transactions can have manual or auto adjust (8) Option to print balance search (9) Use ram disk (10) At least 40 regular transactions CREDITS Program and manual Copyright 1992-1994 G Proctor. 101 West View, Haslingden, Rossendale, Lancashire, England. BB4 5DB Extend Library Copyright HiSoft and SunSmile software Programmed in Hi-Soft Basic THIS PROGRAM MAY BE FREELY DISTRIBUTED. HOWEVER IT IS LIMITED TO 10 REGULAR TRANSACTIONS. YOU CAN OBTAIN A FULL WORKING VERSION BY SENDING £10 STERLING TO THE ABOVE ADDRESS. YOU WILL GET: (1) THE COMPLETE VERSION ALLOWING 21 REGULAR TRANSACTIONS (More Planned) (2) INFORMATION ON UPDATES (3) PASSWORD DECODING (IF YOU FORGET IT) PLEASE ENCLOSE SAE (4) HELP (BY POST ONLY) PLEASE ENCLOSE SAE.